Almost all insurance policies give the carrier a right to conduct an Examination Under Oath (EUO) of the insured.  However, an EUO is a tool that is less often used.  That is because recorded statements are usually enough to get the carrier the information that it needs to address a particular claim.  In addition, EUOs are more expensive because the carrier has to hire a court reporter and often a lawyer to conduct the examination.  With all of the preparation involved, EUOs will take more time, … [Read more...]