Strategies, Challenges, and Answers

Avoid UM / UIM Stacking By Meeting These Three Requirements

Nevada law authorizes auto insurance companies to avoid stacking their uninsured / underinsured motorist coverage. But before a court will enforce a policy’s anti-stacking provision the company must meet three requirements. See Neumann v. Standard Fire Ins. Co. of Hartford, Conn., 699 P.2d 101, 103 (Nev. 1985). The three requirements are: (1)       Clarity; (2)       Prominence; and, (3)       The insured cannot have paid full premiums on each of the separate risks covered by the … [Read more...]

Short Stack ? ? ?

No we're not talking about pancakes.  Instead, we are talking about when and how cases filed in the Eighth Judicial District Court, Clark County Nevada make it to trial.  Please allow me to explain. Most of the counties in Nevada don’t have a problem getting cases to trial.  Normally, in those counties, when a trial is set, that is the date that the trial proceeds.  Clark County, the county in which Las Vegas is located, is the exception to the rule. The population boom in Clark County … [Read more...]