Kathryn Boyer was hurt in a motor vehicle accident with an uninsured driver. Following the accident, she received treatment at Washoe Medical Center. Kathryn had planned ahead and purchased uninsured motorist coverage with Reliance Insurance Company. Reliance paid Kathryn UM benefits in spite of a Hospital Lien that had been served by Washoe Medical Center. When Washoe Medical Center learned about the payment, it sought to foreclose the lien against Reliance hoping to recover the amount … [Read more...]
The Attorney And The Hospital Have Competing Liens. How Can The Company Safely Settle?
You are familiar with this scenario. The claimant is willing to sign a release in exchange for your insured’s policy limit. However, the claimant, the attorney and the hospital, all legitimate lienholders, can’t agree on how to divide up the money. Sometimes there is just not enough money to go around. It seems like a no win situation. If the insurance company pays the settlement proceeds to the attorney without protecting the hospital lien, the hospital could pursue the insurance … [Read more...]