In Nevada Insurance Coverage lore, Victor Havas is legend. Cases involving Mr. Havas answer so many insurance coverage questions. What duty does an insurance agent owe to a customer? Havas v. Carter, 515 P.2d 397, 89 Nev. 497 (1973). For more information, see here. When is replacement value the appropriate measure of damages rather than actual case value? Havas v. Atlantic Ins. Co., 95 Nev. 415, 596 P.2d, 246 (1979). here. How can an insurance company avoid a waiver when it investigates a … [Read more...]
Once An Insured Proves Coverage, The Burden Shifts To the Insurer To Prove An Exception Or Exclusion
Using Proper Bluebook Citation When Referencing Nevada Law Blog Articles
We gathered in the conference room of an upscale Plaintiff’s firm in Las Vegas. The attorneys exchanged their exhibits and agreed on discovery deadlines. As the meeting adjourned, the Pl aintiff’s attorney turned to me and said “So let me tell you a story about your Nevada Law Blogs.” I was all ears. He explained that a few months earlier he was facing a defense motion in an underinsured motorist suit in the Clark County District Court. The attorney explained that the Defendant’s brief was … [Read more...]
Mills & Associates Joins With Phoenix Powerhouse Bauman Loewe Witt & Maxwell
Since 1997, Mills & Associates has provided exceptional legal service to clients in Nevada, Utah and Arizona. In an effort to expand our reach, enhance efficiency and continue to deliver the best customer service, Mills & Associates will join with Phoenix based firm Bauman Loewe Witt & Maxwell as of January 1, 2016. BLWM will consolidate their Las Vegas office within the existing Mills & Associates office at 3650 N. Rancho Dr., Ste. 114, Las Vegas, NV 89130. The phone and Fax … [Read more...]
Accepting A Release Signed By The Attorney And Not The Claimant Presents Risks
The world is always in motion. And so are the people who inhabit it. Any more, people change homes and cars and jobs as often as they change their shirts. Plaintiffs’ attorneys occasionally encounter the problem of a lost client. They often learn that the client is missing when the insurance company extends an offer to settle. After the offer comes in, the Plaintiff’s attorney reaches out to the client to discuss the offer. It is then that the injured claimant cannot be found. … [Read more...]
Sorry Insurance Adjusters. Only One Hat For You.
Problems arise when we try to wear two hats at the same time. Not only do the hats look silly, but neither one fits really well. The same rule is true as it applies to the insurance industry. Insurance professional are often prohibited from trying to do two jobs at the same time. For example, you wouldn’t want the person who is selling the insurance to make decision as to who is a qualified insured and how much the insured’s premiums will be. I am sure that you can imagine the conflicts that … [Read more...]