Strategies, Challenges, and Answers

Archives for 2013

Asiana Flight 214: What Went Right?

Typically after an airplane crash, the focus is on what went wrong.  In the case of the recent crash of Asiana Flight 214 from Seoul, Korea to San Francisco the question should be framed as “what went right?”  After all, 307 passengers and crew made it off the plane alive; only three lives were lost.  This speaks volumes about the integrity of the Boeing 777 airplane, the training and preparedness of the 12 flight attendants on board and the comportment of the passengers who remained orderly and … [Read more...]

Insurance Adjusters Beware: Nevada Courts Impose Consequences for Loss of Critical Evidence

The loss of crucial physical evidence can be a game-changer in the defense or prosecution of a lawsuit that may follow.  Adjusters must guarantee that critical evidence is protected from the earliest stages of the adjusting process.  An insurance adjuster learned this lesson the hard way in the Nevada Supreme Court case of Fire Insurance Exchange v. Zenith Radio Corp. 103 Nev. 648, 747 P.2d 911 (1987).  In that case, fire destroyed an unoccupied home.  There were no witnesses to the ignition … [Read more...]

Please Nominate “Nevada Coverage Law” For The 2013 ABA Journal Blawg 100 Award

Since 2007, the American Bar Association has annually recognized 100 law blogs that are helpful, creative and engaging.  Mills & Associates believes that our Nevada Coverage Law blog should join the list of ABA Blawg Honorees in 2013. Before casting your votes however, we need a few of our diehard Blog readers to nominate the Nevada Coverage Law for this honor.  Nominations are due on or before August 9, 2013.  So please browse to the ABA’s Nomination Submission Link and respond to the … [Read more...]

What Happened to the Welcome Mat?

Nevada is famous for rolling out the red carpet to welcome visitors from all over the world.  But until a few years ago, that welcome sign was not shining brightly for out-of-state insurance agents or adjusters. Consider that Nevada would allow non-resident agents to get Nevada insurance agent licenses.  However, NRS 680A.300 obligated a resident insurance agent to countersign the insurance contract entitling that resident agent to up to 5% cut of the total premium. Well along came the … [Read more...]

Adjusting Claims Involving Intoxicated Insureds Can Be Complicated

In Nevada, there’s alcohol everywhere.  Or at least that is what many visitors believe as they find themselves partaking in “just one more” at every stop of their visit.  Even some locals live up to the outsider’s stereotypical view of a Las Vegas resident by overdoing it a bit too often. However, like every other state, Nevada has strict laws against driving while intoxicated.  Seasoned adjusters know the many complications that can arise when dealing with a claim involving an intoxicated … [Read more...]