Strategies, Challenges, and Answers

Insurance Fraud Can Be A Lot of Things.

Nevada’s definition of “insurance fraud” is very broad. NRS 686A.2815.  Some may think that it requires presenting papers or evidence to an insurer in order to commit fraud.  However, those people would be incorrect.  Fraud can include concealing information or omitting information material to an insurance matter.  Id. at (1)-(3).A person who knowingly provides false or misleading information as part of an insurance application is committing fraud.  Id. at (1). However, it is fraud to not … [Read more...]

Nevada Requires Drivers To File Traffic Reports If Police Do Not Respond

The Las Vegas’ Metropolitan Police Department no longer responds to motor vehicle accidents where no one reports an injury.  However, if Metro does not respond, current law requires drivers (or if the drivers are unable, then the owners) to file an accident report if a Nevada motor vehicle accident results in property damage that exceeds $750.00.  See NRS 484E.070(2).  Thus, these driver’s Reports of Traffic Accident have become more critical than ever before.  The Report of Traffic Accident … [Read more...]

What Will Happen When Las Vegas Metro PD No Longer Responds To “Property Damage Only” Accidents?

Click here to read "LVMPD Modifies Response to Property Damage Collisions" or click on the image above. … [Read more...]

Can Anyone Find A Reported Nevada Case That Deals With Examinations Under Oath?

An insured’s obligation to give an Examinations Under Oath in conjunction with an insurance claim has been around a long time.  Take for example the case of Claflin v. Commonwealth Ins. Co., 110 U.S. 81, 3 S. Ct. 507, 28 L. Ed. 76 (1884). There, the U.S. Supreme Court explained that the purpose behind an Examination Under Oath was "to enable the [insurance] company to possess itself of all knowledge and all information as to other sources and means of knowledge, in regard to the facts, material … [Read more...]