Strategies, Challenges, and Answers

If The Truck Is Big, Is More Insurance Required?

Las Vegas is a popular convention destination.  The largest convention venue in town is the Las Vegas Convention Center, which touts over 4.6 million square feet of convention space.  Event planning professionals keep busy, helping their clients set up, present and then take down the displays that fill these convention spaces.   One such event planning organization is CCR Solutions.  CCR Solutions advertises on its website that it is a leader within the Audio Visual Staging Industry.  CCR … [Read more...]

To What Extent Can An Insurance Company Rescind Coverage On A Nevada Auto Policy?

Regular readers of this blog may want to jump in and immediately answer that an insurance company cannot rescind auto coverage post-accident.  We learned that principle in the blog post HERE about Torres v. Nev. Direct Ins. Co., 131 Nev. 531, 353 P.3d 1203, 2015 Nev. LEXIS 61 (2015). That is because Nevada's Financial Responsibility Law , NRS 485.3091 imposes compulsory coverage after the accident has happened.  In the Torres case, the court ruled that the breach of the insured’s duty to … [Read more...]

What The Heck Is An Automobile Operator’s Insurance Policy?

The State of Nevada compels automobile drivers to have insurance.  You can learn more about Nevada’s Compulsory Insurance Law HERE. There are two ways to satisfy the compulsory insurance requirement. Most people are familiar with the Nevada law that requires the OWNER of a motor vehicle to continuously maintain insurance.  This “Owner’s” coverage is the type of insurance that most people are familiar with. However, Nevada law allows for an alternative way to satisfy the compulsory … [Read more...]

Nevada’s Auto Liability Compulsory Insurance Minimums Have Risen

I have been practicing law in Nevada for nearly 30 years. For as long as I can remember, Nevada has required autos registered in this state to have bodily injury automobile liability insurance of at least $15,000 per person / $30,000 per occurrence.  The minimum automobile liability limit for property damages has been set at $10,000 per occurrence.  NRS 485.185 and NRS 485.3091. That changed on July 1, 2018. An increase in the minimum limits took effect.  On that date, the required bodily … [Read more...]

Nevada Requires Drivers To File Traffic Reports If Police Do Not Respond

The Las Vegas’ Metropolitan Police Department no longer responds to motor vehicle accidents where no one reports an injury.  However, if Metro does not respond, current law requires drivers (or if the drivers are unable, then the owners) to file an accident report if a Nevada motor vehicle accident results in property damage that exceeds $750.00.  See NRS 484E.070(2).  Thus, these driver’s Reports of Traffic Accident have become more critical than ever before.  The Report of Traffic Accident … [Read more...]