Strategies, Challenges, and Answers

Mills of BLWM Slated to Speak at DRI’s Insurance Coverage and Claims Institute

Mike Mills will speak at DRI’s Insurance Coverage and Claims Institute which is scheduled for April 6 – 9, 2016 in Chicago, Illinois.  The Insurance Coverage and Claims Institute is known as “DRI’s flagship seminar” for coverage counsel, defense counsel, and claims professionals. Each spring in Chicago, DRI assembles outstanding speakers from industry and private practice to provide insight and guidance about current and relevant issues faced by the industry and the attorneys in insurance … [Read more...]

Once An Insured Proves Coverage, The Burden Shifts To the Insurer To Prove An Exception Or Exclusion

In Nevada Insurance Coverage lore, Victor Havas is legend.Cases involving Mr. Havas answer so many insurance coverage questions.  What duty does an insurance agent owe to a customer? Havas v. Carter, 515 P.2d 397, 89 Nev. 497 (1973). For more information, see here.  When is replacement value the appropriate measure of damages rather than actual case value? Havas v. Atlantic Ins. Co., 95 Nev. 415, 596 P.2d, 246 (1979). here.  How can an insurance company avoid a waiver when it investigates a … [Read more...]

Improper Cancellation or Non-Renewal Can Be A Breach Of Contract And An Unfair Insurance Claims Settlement Practice

In 1989, the Reinkemeyers insured their home with Safeco.  Between 1989 and 1993, they submitted three homeowner’s insurance claims, none of which were their fault.  In 1994, Safeco told the Reikemeyers that it would not renew their policy.The Reinkemeyers sued alleging that Safeco had violated the provisions of NRS 687B.310 - .420.  In particular, they pointed to NRS 687B.385 which currently provides: NRS 687B.385 Cancellation, nonrenewal or increase in premium due to claims for which … [Read more...]

Nevada Requires Drivers To File Traffic Reports If Police Do Not Respond

The Las Vegas’ Metropolitan Police Department no longer responds to motor vehicle accidents where no one reports an injury.  However, if Metro does not respond, current law requires drivers (or if the drivers are unable, then the owners) to file an accident report if a Nevada motor vehicle accident results in property damage that exceeds $750.00.  See NRS 484E.070(2).  Thus, these driver’s Reports of Traffic Accident have become more critical than ever before.  The Report of Traffic Accident … [Read more...]

What Will Happen When Las Vegas Metro PD No Longer Responds To “Property Damage Only” Accidents?

Click here to read "LVMPD Modifies Response to Property Damage Collisions" or click on the image above. … [Read more...]