Strategies, Challenges, and Answers

Archives for January 2009

Avoiding The Pitfalls Of Policy Limit Demand Letters

How many times a week do busy insurance adjusters receive demands to settle a claim for the amount of the insured’s policy limits?  It doesn’t matter that the damage to the Plaintiff’s car is valued under $500.00 and the chiropractic treatment is less than $1,500.  The Plaintiffs are still asking for the entire per person limit.  And that is not all!  The Plaintiffs want the money on exceptionally short notice, providing the adjuster little or no supporting information.  This Nevada Insurance … [Read more...]

Is It Constitutional To Sue Hulk Hogan?

You may have seen in the news that former professional wrestler Hulk Hogan was sued in Florida.  He wasn’t being sued for his wrestling exploits.  Rather, Mr. Hogan was being asked to answer for the negligence of his son who allegedly injured a friend while driving the Hogan car.  Like Nevada, Florida adopted a law that makes the owner of a car vicariously liable for injuries caused by the negligence of a family member when driving the family car. Nevada’s “family purpose” law is very broad.  … [Read more...]