Lucky for John Pietrosh, his parents bought UM/UIM coverage as part of their Allstate auto insurance policy. Not so lucky for John, one day in July 1966, he was riding his bike when an uninsured driver hit and injured him.
His parents reported the accident to their Allstate agent. The agent responded that the family was “fully covered” and that it would “take care of the whole thing”.
The Pietrosh family sued the uninsured driver and sent notice of the suit to Allstate. Allstate did not intervene. The uninsured driver appeared and defended.
The court convened the trial in January 1967. The jury awarded Plaintiff a judgment of $21,677.50. Plaintiff then presented the judgment to Allstate for payment. [Continue reading]